When people commit fraud, they have two main reasons for doing so. The first is that they are trying to defraud a business by overstating their assets. The second is that they have a specific motive for doing so. For example, someone may want to use a fake check to obtain a loan or make false statements about their income to the bank. In some cases, an individual may commit multiple forms of fraud. While this is not the case for every instance of fraud, it is the most common.